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Replying To Galway9801:  "But housing is realistically protected, even with landlords in the market. There was no housing crisis throughout the 90s, and there were landlords then.
When did I say the shortfall was more important?
I said it's an issue to be taken into consideration.

The car analagy is no different to owning a home. If you can't afford one it's nothing to do with the fella loaning you his second one, it's to do with the fella refusing to give you the mortgage."
There wasn't a housing crisis in the 90s because as a country we actually built quite alot of social/low cost/affordable housing in the 60s, 70s, 80s and 90s. Its what has happened since the beginning of the Celtic Tiger years that has caused the problems we now have.

Viking66 (Wexford) - Posts: 12253 - 23/03/2024 13:14:26    2532813

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Replying To Doylerwex:  "There's no point trying to appeal to humanity or morality. It isn't there."
Oh spare me,, don't be so bloody self righteous.
80 % of the world are worse off than your average western employed person,, the same people pontificating about landlords wouldn't lift a finger to help those worse off than them.
25 000 people starving to death every day,, join a charity and get to work.
I'm a postman and I bought my house in 2012 at the age of 26, after being mocked by many of my friends and peers for years for being careful with my money, (tight they called it), the same people were bringing in 8/900 a week at the time working trades and spent every penny of it, and some even got themselves into debt, and the same people are now blaming landlords for their predicaments.
I'm not a landlord yet but if I do decide to invest in a second property I won't be answering to the morality police, especially considering most of those same people would jump at the chance to own a second property.
Anybody could have done what I did.

Galway9801 (Galway) - Posts: 1761 - 23/03/2024 14:55:48    2532838

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Replying To Viking66:  "There wasn't a housing crisis in the 90s because as a country we actually built quite alot of social/low cost/affordable housing in the 60s, 70s, 80s and 90s. Its what has happened since the beginning of the Celtic Tiger years that has caused the problems we now have."
There was indeed low cost affordable housing in the 90s, and do you know what else there was?
Landlords.

Galway9801 (Galway) - Posts: 1761 - 23/03/2024 15:07:47    2532844

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Replying To Doylerwex:  "Google aren't as well looked after as they used to be.

Massive uncertainty over contracts there at the minute.

Why are working conditions poor in hospitals? Through deliberately sabotaging for eventual privatisation, which actually supports my point.

I accept your point on shorter term relocations for work.

There's a place for it, but not at the expense of thousands of families.

What we're seeing now is a racketeering scam."
Private schools, retirement homes, housing estates etc are generally of a higher quality than state sponsored ones, not saying that that's a good thing btw. It's unfortunate but it is what it is.

Galway9801 (Galway) - Posts: 1761 - 23/03/2024 15:10:53    2532845

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Replying To Galway9801:  "There was indeed low cost affordable housing in the 90s, and do you know what else there was?
Landlords."
I've nothing against private landlords. They provide a service. The reason rents are unreasonably high isn't because of landlords. It's because of a chronic housing shortage.

Viking66 (Wexford) - Posts: 12253 - 23/03/2024 16:08:35    2532857

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Replying To Viking66:  "I've nothing against private landlords. They provide a service. The reason rents are unreasonably high isn't because of landlords. It's because of a chronic housing shortage."
Spot on.

Galway9801 (Galway) - Posts: 1761 - 23/03/2024 17:09:40    2532867

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Since 2007 what cost has Building Energy Rating added to used and new homes in Ireland? A lot of 'incentives' for buyers to buy new builds with green technology added but cost is very prohibitive.

GreenandRed (Mayo) - Posts: 7391 - 23/03/2024 18:06:58    2532886

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GAA green lights rugby and soccer activity to take place in Croke Park and Pairc Ui Chaoimh

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Barney will be chocking on his coddle.

Cockney_Cat (UK) - Posts: 2491 - 23/03/2024 20:11:00    2532920

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Replying To Cockney_Cat:  "GAA green lights rugby and soccer activity to take place in Croke Park and Pairc Ui Chaoimh

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Barney will be chocking on his coddle."
LOL as the young folks might say!

Seanfanbocht (Roscommon) - Posts: 1470 - 23/03/2024 20:48:46    2532933

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Replying To Galway9801:  "Oh spare me,, don't be so bloody self righteous.
80 % of the world are worse off than your average western employed person,, the same people pontificating about landlords wouldn't lift a finger to help those worse off than them.
25 000 people starving to death every day,, join a charity and get to work.
I'm a postman and I bought my house in 2012 at the age of 26, after being mocked by many of my friends and peers for years for being careful with my money, (tight they called it), the same people were bringing in 8/900 a week at the time working trades and spent every penny of it, and some even got themselves into debt, and the same people are now blaming landlords for their predicaments.
I'm not a landlord yet but if I do decide to invest in a second property I won't be answering to the morality police, especially considering most of those same people would jump at the chance to own a second property.
Anybody could have done what I did."
Fair play to you.

So what you're saying is you're in a secure semi state enterprise with security, excellent pension and a definitive pay scale and were fortunate enough to buy a property at less than half of it's current value......

You're speaking from an unbelievably privileged position.

Doylerwex (Wexford) - Posts: 2759 - 23/03/2024 22:48:22    2532951

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Very encouraging performance from John O'Shea's Ireland today.

There's plenty of talent there if they can get the balance right.

Delighted for Robbie Brady in particular.

Doylerwex (Wexford) - Posts: 2759 - 23/03/2024 22:55:31    2532954

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Replying To Doylerwex:  "Fair play to you.

So what you're saying is you're in a secure semi state enterprise with security, excellent pension and a definitive pay scale and were fortunate enough to buy a property at less than half of it's current value......

You're speaking from an unbelievably privileged position."
Would ya give over. It's a reasonably stress free job with decent pay but it's not unbelievably privileged.
My best mate is a plumber and he takes home 200 euro a week more than me,(not a
Those prices in 2012 were half what they are now, sure, but they were the same for everyone.
Like I said anyone could have done what I done.

Galway9801 (Galway) - Posts: 1761 - 24/03/2024 00:31:06    2532960

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Replying To Doylerwex:  "Very encouraging performance from John O'Shea's Ireland today.

There's plenty of talent there if they can get the balance right.

Delighted for Robbie Brady in particular."
Yes it was the most competent display from an Irish team I've seen in a long time. We probably deserved to win it.

Szmodics looked very lively, and Ogbene had another good outing in the green shirt. Maybe just needs to tidy up his end product a bit. Ferguson is going through a little rut at the minute, but form is temporary and all that.

Robbie Brady was brilliant at left back. Great to see.

Lockjaw (Donegal) - Posts: 9193 - 24/03/2024 07:17:44    2532968

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Replying To Galway9801:  "Oh spare me,, don't be so bloody self righteous.
80 % of the world are worse off than your average western employed person,, the same people pontificating about landlords wouldn't lift a finger to help those worse off than them.
25 000 people starving to death every day,, join a charity and get to work.
I'm a postman and I bought my house in 2012 at the age of 26, after being mocked by many of my friends and peers for years for being careful with my money, (tight they called it), the same people were bringing in 8/900 a week at the time working trades and spent every penny of it, and some even got themselves into debt, and the same people are now blaming landlords for their predicaments.
I'm not a landlord yet but if I do decide to invest in a second property I won't be answering to the morality police, especially considering most of those same people would jump at the chance to own a second property.
Anybody could have done what I did."
You remind me of Leo. He said If you are looking for a mortgage ask your parents. Not everyone can do what you did.

Ollie2 (Louth) - Posts: 798 - 24/03/2024 08:39:23    2532974

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Replying To Galway9801:  "Oh spare me,, don't be so bloody self righteous.
80 % of the world are worse off than your average western employed person,, the same people pontificating about landlords wouldn't lift a finger to help those worse off than them.
25 000 people starving to death every day,, join a charity and get to work.
I'm a postman and I bought my house in 2012 at the age of 26, after being mocked by many of my friends and peers for years for being careful with my money, (tight they called it), the same people were bringing in 8/900 a week at the time working trades and spent every penny of it, and some even got themselves into debt, and the same people are now blaming landlords for their predicaments.
I'm not a landlord yet but if I do decide to invest in a second property I won't be answering to the morality police, especially considering most of those same people would jump at the chance to own a second property.
Anybody could have done what I did."
You were lucky. The market was on the floor in 2012. Try buying one now, it's a different story.

Overthebar53 (Carlow) - Posts: 211 - 24/03/2024 09:44:27    2532984

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Replying To Doylerwex:  "Fair play to you.

So what you're saying is you're in a secure semi state enterprise with security, excellent pension and a definitive pay scale and were fortunate enough to buy a property at less than half of it's current value......

You're speaking from an unbelievably privileged position."
What you're not saying is that he made the right choices and put in the effort to get there, instead of sitting on his a*** and complaining that a house hasn't fallen into his lap yet.

cavanman47 (Cavan) - Posts: 5028 - 24/03/2024 09:47:09    2532986

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Replying To Ollie2:  "You remind me of Leo. He said If you are looking for a mortgage ask your parents. Not everyone can do what you did."
Pretty much anyone who was 5/6 years on the workforce back then could have done it. Some of them chose not to work or work part time, others worked and chose to blow all of their money.

Galway9801 (Galway) - Posts: 1761 - 24/03/2024 10:07:26    2532990

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Replying To Overthebar53:  "You were lucky. The market was on the floor in 2012. Try buying one now, it's a different story."
I agree, but the banks decide the lending rules,which are outrageous at the moment I admit ,, yet landlords are getting the blame.

Galway9801 (Galway) - Posts: 1761 - 24/03/2024 10:09:14    2532991

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Replying To Overthebar53:  "You were lucky. The market was on the floor in 2012. Try buying one now, it's a different story."
He wasn't lucky. He worked damn hard for it. Fair play to that man.

GreenandRed (Mayo) - Posts: 7391 - 24/03/2024 10:12:48    2532992

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Replying To Cockney_Cat:  "GAA green lights rugby and soccer activity to take place in Croke Park and Pairc Ui Chaoimh

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Barney will be chocking on his coddle."
Given that soccer people have been complaining so much about funding going to Casement Park they can stay well away as far as I am concerned.
I find it strange how the RTE article mentioned the Tailteann Games being played at Croke Park as if it something foreign. The Tailteann Games was the centre piece of Gaelic athletics. I bet in those ancient Tailteann Games the Ulster men reigned supreme.

PattyONeill (Derry) - Posts: 227 - 24/03/2024 10:40:35    2532999

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